The Right Loan to Fit Your Needs

Begin Mortgage Loan

 

UFirst – 5 Day Loan Commitment

  • Secure a firm loan commitment in 5 days
  • Underwriter reviews all income, asset, and credit documentation
  • Better than a pre-approval or pre-qualification letter

Conventional Loans

  • Fixed and Adjustable Rate Mortgage (ARM) options
  • Down payments as low as 3%
  • First-Time Homebuyer programs available
  • Home Affordable Refinance Program (HARP) refinances available

FHA Loans

  • Down payments as low as 3.5%
  • Flexible underwriting criterion

USDA/Rural Housing Loans

  • 100% financing options available
  • Great rates and down payment options
  • Flexible credit guidelines mean less than perfect credit may still qualify

VA Loans

  • No down payment required
  • No private mortgage insurance requirements
  • Flexible underwriting criteria

Jumbo Loans

  • Up to 90% LTV with no mortgage insurance
  • Fixed & ARM available
  • Loan amounts up to $3 Million