Thank you for visiting Marketplace Home Mortgage. I know you’ll find the services offered here helpful and the loan programs not only convenient but very competitive. It’s my goal to help you cut through the clutter and noise in the mortgage process, so you can quickly and efficiently find a loan that meets your objectives and fits your lifestyle.
As a professional in the mortgage lending industry, I’ve built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests and to keep you informed throughout every step of the lending process. Please don’t hesitate to call if you have questions about the information you find here on our website.
Becky and her staff were awesome.. Along with getting me a low interest rate she was able to do what the local bank couldn’t. The local bank was having problems getting me a loan, even with excellent credit, but Becky and staff pulled it off with no problems. They also were able to answer any and all questions I had. I would definitely do business with them again. – Mike Ackerman
Becky really helped me out and did my loan in a quick turn around. My first loan I applied for from my home state didn’t go through because a developer was still attached to the property. I wasn’t told until this the day before closing. Becky had to start the process over again & I had to use a FL company. It went through smoothly with her help. A great company to work with and nice people. – Ellen Anderson
Becky was absolutely, The BEST Mortgage Loan Consultant EVER. She was very knowledgeable and her staff was absolutely encouraging and enlightening throughout the process. I was a little bit hard to work with because I kept very close watch on all of the figures so that I could understand what was going on and what I was being charged for and Becky was absolutely excellent in this area. The whole staff was incredible to work with and if you are looking for a mortgage lender I would absolutely tell you that if you use Becky you will get the best service ever. – Tonya Brown Fertig
From Application to closing Becky and her staff were awesome! Becky kept me informed every inch of the way and always took the time to answer my calls! I would highly recommend Becky Sikorski and her staff! Keep up the good work! – Paulette Butcher
My husband and I had a great experience working with Becky and her team. They made themselves so accessible to us and our many questions. Highly recommended! – Abrina Culley Justison
She was just what this old lady needed to get the process done quickly and as effortlessly as possible. – Leslie Clugston
There’s a difference between getting pre-approved & getting Marketplace Approved. Our pre-approvals go through certified underwriting up front to give all parties the certainty of closing and closing ON TIME.
Want to make your offer more attractive? Get a complete commitment from underwriting in 5 days with or without a house with our UFirst 5 Day Loan Commitment!
If we are unable to close your purchase on or before your scheduled closing date, we will pay for your first mortgage payment up to $1,500 P & I AND the seller of the property will also be paid $5,000. *See terms and conditions.
THE MARKETPLACE HOME MORTGAGE BLOG
In today’s modern age, there is no shortage of online lending options. However, when it comes to home financing, local is still the way to go.
Buying a home could be one of your biggest investments. Although financing with an online lender may seem convenient, it comes with big tradeoffs. What you seemingly gain in convenience, you lose in personalized guidance and expertise. No two loans are the same. Each client has their own set of unique circumstances and it’s always better to work directly with a mortgage professional who has your best interests at heart.
For homeowners who have built equity in their homes, a cash-out refinance may be a useful tool to cover some of life’s big expenses. There are many reasons homeowners may be interested in a refinance of this nature. Whether the money is for debt consolidation, a renovation, college tuition, or a new business, this program allows homeowners to turn their equity into cash. READ MORE
An important part of the mortgage application process involves submitting well-organized bank statements. These are used to help verify application information when applying for a mortgage. Having your bank account statements in order will help keep your application moving. If you’re preparing to apply for a mortgage, or have already started, follow these tips for a smoother, faster process:
- Always provide ALL numbered pages of each account statement. “Page 1 of 8” may be nothing more than a cover sheet. Unfortunately, underwriters don’t know that unless they see it.
- Document the source and purpose of deposits that are not clearly identifiable as being from your employer.
- Make copies of all checks and deposit slips and keep them together in case they’re requested when applying for a mortgage.
- Track transfers, too. You will need to provide statements for both accounts involved. If it is a gift from a family member, please consult your Loan Officer on the proper process to follow.
- Don’t deposit currency and checks together, as this will be hard to document. It’s best not to make cash deposits unless you can clearly document the source of the funds.
Following these steps will make it easy to prove that funds going into your accounts are not borrowed. Even private loans have corresponding payments, so underwriters must be certain to account for all debts. When in doubt, remember we’re always here to answer your questions.
Ready to get started? Find a Home Mortgage Loan Officer near you!
Source: Top of Mind Networks Inc.