Sr Loan Officer
Integrity is why I am a trusted Loan Officer. I have had a career in the mortgage business for over 25 years and I have been originating loans since 1993. I have had the great honor of assisting many veterans in utilizing the benefits of the VA home loan. I’ve originated new construction loans, investment properties, FHA, and Conventional mortgages and specialized in relocation mortgages for many years.
I love helping everyone from the first time home buyer to the jumbo client. I believe my clients appreciate that I let them know what to expect. I put their interest first while I guide them through the process with as much hand holding as they like. People need an honest reliable mortgage lender. I take pride in helping customers achieve their dream of purchasing a new home or refinancing a current home. Customers remember the smooth process long after the transaction is complete. Experience does and should matter in one of the biggest financial decisions of a person’s life. I’m honored to help you, your family, and friends.
Getting Pre-Approved for financing is one of the most important first steps you can take when beginning your house hunt. Get started today by clicking the link above!
Want to make your offer more attractive? Get a complete commitment from underwriting in 5 days with or without a house with our UFirst 5 Day Loan Commitment!
If we are unable to close your purchase on or before your scheduled closing date, we will pay for your first mortgage payment up to $1,500 P & I AND the seller of the property will also be paid $5,000. *See terms and conditions.
THE MARKETPLACE HOME MORTGAGE BLOG
Vacation homes can be a great way to invest in real estate. Whether it’s in the mountains, on a lake, or by the beach, a vacation home is a wonderful place where your friends and family can make memories for generations to come. With interest rates still historically low, now could be a great time to buy. If you are in the market for a place to call home, away from home, here are several things to consider as you start your search.
- Choose An Area You Love
This may seem all too simple, but if you are looking to buy a vacation home, make sure you choose an area that you are certain you love spending time in. In most cases, it is best to visit several times before you confirm it is a place you would like to invest. Consider factors like logistics and convenience, how easy or difficult is it to get to from your current home? Is it close to the places you like to spend time at when you are in the region?
- Estimate Maintenance and Carrying Costs
Look into what you will be spending on property taxes, insurance, and any caretaking that you will need to have done while you are away. Factoring these costs into your budget will help you make a more informed decision when comparing properties.
- Talk to the Locals and Do Your Research
The more you can learn about the area, the better. Of course, you will want to work with a trusted REALTOR® who knows the area, but talking to the locals is a great way to get a feel for the location as well. Ask about what the region is like during the off-season. Learn more about the weather year round, local businesses, and if the area is growing. You might learn something that will help shape your purchase.
- Decide How You Will Use Your Vacation Home
Decide in advance how you will be using your vacation home. Do you plan to live there seasonally or for weekend getaways? Do you intend to use the property to generate rental income or will it be primarily for family use?
If you are financing the home, you could purchase it as either a second home or an investment property. The difference between the two is whether or not you are able to use the property to generate rental income. Each option has its own pro and cons.
Are you ready to get started? To learn more, reach out to a Marketplace Home Mortgage Loan Officer. They can help you prepare for your purchase and determine the loan program that is best for you.
We are pleased to welcome new team members to more branches across the US.
Al Duoba has joined MPH Mortgage in Novi, MI. With over 25 years of experience in the mortgage lending industry, Al has worked as a Loan Officer, Branch/Sales Manager, and Broker Owner. When asked why he chose to work with MPH, Al says, “I saw Marketplace’s innovative approach of using Marketing Coordinators, a solid product line, and their On-Time Closing Guarantee as real differentiators in the marketplace.” He joins our Novi office as the Branch Manager where he will serve home buyers and help grow MPH’s presence in South Eastern Michigan.
In Florida, we welcome two more new key hires. Jeremiah Rogan and Tina Lou Lang will be joining the Marketplace Home Mortgage team as members of our Wellington branch. Jeremiah will operate as the Branch Manager and Tina will be serving as a Senior Loan Officer. Together they will be using their years of experience, combined with Marketplace Home Mortgage’s tools, to provide homebuyers with a top tier mortgage experience.
Rogan writes, “I am very proud of the company I am part of because Marketplace Home Mortgage shares my intense desire to make a difference in each and every client we work with, the need to be the best by providing the best.”
Tina Lou Lang’s reputation for excellent customer service precedes her and aligns perfectly with Marketplace Home Mortgage’s commitment to client satisfaction. Having built her business on a strong referral network we are pleased that she will be bringing her expertise to MHM.
We are excited to announce that Marketplace Home Mortgage will be adding an Iowa market to our growing list of service areas and locations. As part of this expansion, we will be welcoming Senior Loan Officer, Sara Lindecker, a 15-year veteran of the Dubuque area market.
“Sara’s experience gives us an anchor in eastern Iowa as we expand across the state,” said Marketplace Business Development Manager Craig Nester. “She’s the perfect ambassador to show Iowans how Marketplace outperforms our competition.”
Lindecker grew up in the tri-state area and says Marketplace’s advanced technologies focused on home buyers and Realtors – like the mobile app which lets them check the status of their application and upload documents – present a new opportunity for her to provide exemplary service to her clients.
“Dubuque’s strong housing market means real estate agents and lenders will compete for the chance to serve home buyers,” Lindecker said. “I’m excited to work for a company that’s always thinking about how best to serve those customers.”
“Our unique approach to serving real estate partners and home buyers has made Marketplace a sought-after commodity,” says CEO Keith White. “Loan officers like Sara are phenomenal relationships builders in the markets they know best, and these are the people that will allow us to grow across the U.S.”