I find the mortgage industry to be both challenging and exciting as the rules and trends are constantly changing. While most mortgage consultants focus on price and a promise of good service, I believe we need to go further. Price and service mean nothing if you are not trustworthy and competent. Through living up to those four criteria, I can rely on referrals for the majority of my business. Things have changed a lot in the industry since I started in 1995 – we did not even have computers! My clients range from CEOs of large companies to first-time homebuyers looking for someone to help guide them through the process. Maintaining the personal aspect of business is important, so I work with my clients to build a relationship that is life-long and is not based on a single transaction, by tailoring financing to their specific needs. If you have any questions I always welcome your calls and emails. In the world of call waiting and online lending, it is nice to have an immediate voice to talk to. My team and I look forward to working with you. My goal when meeting any new client is to be the last mortgage consultant they work with. I want to be your lender for life!
There’s a difference between getting pre-approved & getting Marketplace Approved. Our pre-approvals go through certified underwriting up front to give all parties the certainty of closing and closing ON TIME.
Want to make your offer more attractive? Get a complete commitment from underwriting in 5 days with or without a house with our UFirst 5 Day Loan Commitment!
If we are unable to close your purchase on or before your scheduled closing date, we will pay for your first mortgage payment up to $1,500 P & I AND the seller of the property will also be paid $5,000. *See terms and conditions.
THE MARKETPLACE HOME MORTGAGE BLOG
On Wednesday, June 13th, new income limits went into effect for USDA loans in Minnesota. These household income limits vary by region and help determine eligibility for rural development home loans. There are many benefits to USDA loans, the most notable being that they don’t require a down payment. You also may be surprised to discover where they are available.
To learn more about the new limits in your area and what they mean for home buyers, contact a Marketplace Home Mortgage Loan Officer today.
*Data for 1-4 person households
Right now, everywhere you turn there are multiple offers over list price. It is crucial the Buyer, Mortgage Lender, and Realtor® understand the area and how to conduct multiple offers to WIN. Here are a few misconceptions many people believe are true when understanding how to win an offer: READ MORE
It’s no secret that getting pre-approved for a mortgage is one of the most important first-steps on the path to home ownership. However, it’s important not to overlook the pivotal decision that comes before that: choosing your mortgage lender.
Not all mortgage pre-approvals are created equally. Using a rapid pre-approval may seem convenient, but it puts you at risk for financing issues down the line. Opting for the quick and easy route could lead to delayed closings. In the midst of moving, having your closing date pushed back can be a logistical nightmare. What’s worse, a flimsy pre-approval could even lead to the loss of your dream home. That’s why it pays to get Marketplace Approved. READ MORE