Tina Lou Lang
Mortgage Loan Officer
Thank you for visiting Marketplace Home Mortgage. I know you’ll find the services offered here helpful and the loan programs not only convenient, but very competitive. It’s my goal to help you cut through the clutter and noise in the mortgage process, so you can quickly and efficiently find a loan that meets your objectives and fits your lifestyle.
As a professional in the mortgage lending industry, I’ve built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests, and to keep you informed throughout every step of the lending process. Please don’t hesitate to call if you have questions about the information you find here on our web site.
Enjoy your visit.
Tina Lou Lang – NMLS #1334132
Get Pre-Approved
Getting Pre-Approved for financing is one of the most important first steps you can take when beginning your house hunt. Get started today by clicking the link above!
5 Day Loan Commitment
Want to make your offer more attractive? Get a complete commitment from underwriting in 5 days with or without a house with our UFirst 5 Day Loan Commitment!
On-Time Closing Guarantee
If we are unable to close your purchase on or before your scheduled closing date, we will pay for your first mortgage payment up to $1,500 P & I AND the seller of the property will also be paid $5,000. *See terms and conditions.
Interest Rates Vs. Affordability
Rising interest rates can make the difference between locking in the home of your dreams today or being locked out tomorrow!
THE MARKETPLACE HOME MORTGAGE BLOG
3 Reasons to Love Our On-Time Closing Guarantee
As a mortgage company, we are committed to making sure our clients have the best home buying experience possible. We understand one thing that gives many homeowners headaches is worrying about their closing date being pushed back. There are a lot of logistics that go into a real estate closing. If you plan for a closing date and move out of one home before you can close on and move into the next, things can get complicated and expensive. That’s why we created the Marketplace Home Mortgage On-Time Closing Guarantee*.
Here are 3 Reasons Our Clients Love It:
1. Make A Stronger Offer
Closing on time is important to both the Buyer AND the Seller. In today’s competitive market, our On-Time Closing Guarantee* helps you stand out during multiple-offer scenarios. It lets the seller know they can count on Marketplace to keep the financing on track and helps give them peace of mind.
2. Worry Less
With the added protection of our guarantee, you don’t need to worry as much about the possibility of unexpected costs due to a delay. If for some reason Marketplace Home Mortgage is unable to close your new home purchase on or before your scheduled closing date, we will pay your first mortgage payment up to $1,500 and the seller of the property will also be paid $5,000*.
3. Enjoy the Excitement
With the On-Time Closing Guarantee* in place, you are able to focus on the exciting parts of your home purchase, like the joy of preparing and planning for life in your new home.
To learn more about our On-Time Closing Guarantee* and what it can mean for you during your home buying process, reach out to a Marketplace Home Mortgage Loan Officer today.
*For details see our complete Terms & Conditions.
Tips for Buying A Vacation Home
Vacation homes can be a great way to invest in real estate. Whether it’s in the mountains, on a lake, or by the beach, a vacation home is a wonderful place where your friends and family can make memories for generations to come. With interest rates still historically low, now could be a great time to buy. If you are in the market for a place to call home, away from home, here are several things to consider as you start your search.
- Choose An Area You Love
This may seem all too simple, but if you are looking to buy a vacation home, make sure you choose an area that you are certain you love spending time in. In most cases, it is best to visit several times before you confirm it is a place you would like to invest. Consider factors like logistics and convenience, how easy or difficult is it to get to from your current home? Is it close to the places you like to spend time at when you are in the region? - Estimate Maintenance and Carrying Costs
Look into what you will be spending on property taxes, insurance, and any caretaking that you will need to have done while you are away. Factoring these costs into your budget will help you make a more informed decision when comparing properties. - Talk to the Locals and Do Your Research
The more you can learn about the area, the better. Of course, you will want to work with a trusted REALTOR® who knows the area, but talking to the locals is a great way to get a feel for the location as well. Ask about what the region is like during the off-season. Learn more about the weather year round, local businesses, and if the area is growing. You might learn something that will help shape your purchase. - Decide How You Will Use Your Vacation Home
Decide in advance how you will be using your vacation home. Do you plan to live there seasonally or for weekend getaways? Do you intend to use the property to generate rental income or will it be primarily for family use?
If you are financing the home, you could purchase it as either a second home or an investment property. The difference between the two is whether or not you are able to use the property to generate rental income. Each option has its own pro and cons.Are you ready to get started? To learn more, reach out to a Marketplace Home Mortgage Loan Officer. They can help you prepare for your purchase and determine the loan program that is best for you.
New Hires in Michigan and Florida
We are pleased to welcome new team members to more branches across the US.
Al Duoba has joined MPH Mortgage in Novi, MI. With over 25 years of experience in the mortgage lending industry, Al has worked as a Loan Officer, Branch/Sales Manager, and Broker Owner. When asked why he chose to work with MPH, Al says, “I saw Marketplace’s innovative approach of using Marketing Coordinators, a solid product line, and their On-Time Closing Guarantee as real differentiators in the marketplace.” He joins our Novi office as the Branch Manager where he will serve home buyers and help grow MPH’s presence in South Eastern Michigan.
In Florida, we welcome two more new key hires. Jeremiah Rogan and Tina Lou Lang will be joining the Marketplace Home Mortgage team as members of our Wellington branch. Jeremiah will operate as the Branch Manager and Tina will be serving as a Senior Loan Officer. Together they will be using their years of experience, combined with Marketplace Home Mortgage’s tools, to provide homebuyers with a top tier mortgage experience.
Rogan writes, “I am very proud of the company I am part of because Marketplace Home Mortgage shares my intense desire to make a difference in each and every client we work with, the need to be the best by providing the best.”
Tina Lou Lang’s reputation for excellent customer service precedes her and aligns perfectly with Marketplace Home Mortgage’s commitment to client satisfaction. Having built her business on a strong referral network we are pleased that she will be bringing her expertise to MHM.